Key Documents Checklist
Borrower Identification
-
Valid - Government Issued photo ID
-
Plus one second piece of ID
-
Social Insurance Number
Employment & Income Documents
-
Current Pay Stub
-
T4's
-
Notice of Assessment (NOA)
-
T1 General
-
Letter of Employment
Personal Finances
-
Bank Account Information
-
Assets & Investments
-
Credit Report & Liabilities
Proterty Details
-
Property Details
-
Real Estate Listing​
-
Property Tax Statement
-
Recent Mortgage Statement
-
Accepted Purchase Agreement
-
Rental or Lease Agreements
Preparation leads to Success!
Just as you wouldn't embark on a cross-country road trip without a well-planned itinerary, you shouldn't dive into the mortgage application process without a checklist of required documents.
Without these documents in order, you may encounter unnecessary delays, added stress, and the potential for missed opportunities.
​
The above is a list of the majority of items that are part of the standard mortgage checklist that you should start preparing prior to commencing your mortgage approval and closing process. While this is a generally comprehensive list, individual banks and lenders may have additional requirements.
​
To navigate this, Melissa is well experienced with the process from start to funding! Melissa is well versed with the requirements of multiple lenders within our network to match you with the best mortgage terms possible.